Easy home Insurance quoteAt Wallace Insurance Agency we specialize in making insurance simple and easy for you. The Wallace Insurance family will provide the support you need while protecting what you care about the most. Submit a homeowners and renters quote, check out the homeowners and renters insurance FAQ section below or call a
Wallace Insurance agent at 972-283-2555 |
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FRequently asked Home Insurance Questions
What is the difference between Replacement Cost (RC) and Actual cash value (AV) for home insurance?
- Replacement Cost (RC) - replaces damaged materials based on today's value with the least amount of depreciation for homeowners
- Actual Cash Value (AV) - replaced a damages at a higher depreciation rate but the premium is lower for homeowners
Can I combine my homeowners insurance and mortgage payment in Texas?
Yes, if you have an escrow account you can combine your homeowners insurance and mortgage
Our fee Schedule
New Policy: $45-$65 depending on complexity
Endorsements (policy change): $15-$25 depending on complexity
In office payments: $5-$10
We make every effort to provide you with outstanding service and keep our fees low. When we give you a quote, we have already included our fees and they are fully earned and non-refundable. The quote also includes the insurance company's premium and any additional fees that they may include. There are no hidden costs. We post our fees online to the World Wide Web because we believe they are fair and equal or even lower than most of our competitors. By accepting our quote, let us agree you are accepting our fee. if you do not accept our fee, please do not accept our quote. You have the right to cancel your policy at any time. Our fees and most of the insurance company's fee are fully earned. You may call the Texas Department of insurance at 1-800-252-3439 for more information or to file a complaint.
Endorsements (policy change): $15-$25 depending on complexity
In office payments: $5-$10
We make every effort to provide you with outstanding service and keep our fees low. When we give you a quote, we have already included our fees and they are fully earned and non-refundable. The quote also includes the insurance company's premium and any additional fees that they may include. There are no hidden costs. We post our fees online to the World Wide Web because we believe they are fair and equal or even lower than most of our competitors. By accepting our quote, let us agree you are accepting our fee. if you do not accept our fee, please do not accept our quote. You have the right to cancel your policy at any time. Our fees and most of the insurance company's fee are fully earned. You may call the Texas Department of insurance at 1-800-252-3439 for more information or to file a complaint.
CANCELLATION FOR AN ENTIRE POLICY (MUST BE IN WRITING)
If you want to cancel your entire policy please submit your request in writing. You can submit the statement through our website on the contact tab, text, or email. Any premium adjustment will be in accordance with the terms and conditions of your policy. No claim of any type will be made against the Insurance Company, its agents, or representatives under this policy for losses which occur after the date of the cancellation shown in the written request.
The following is a sample cancellation statement
"I ________________ (full name) want to cancel my entire auto policy with _________(underwriter) starting on ______(date you want your insurance to cancel)."
The following is a sample cancellation statement
"I ________________ (full name) want to cancel my entire auto policy with _________(underwriter) starting on ______(date you want your insurance to cancel)."
Copyright 2022 WIA Inc.
Call/Text972-283-2555
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Address610 Uptown Blvd, Suite 2000, Cedar Hill, TX 75104
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Privacy Policy
We do not disclose any personal information about our customers or former customers to anyone, except as permitted by law. We may share information about our transactions and experiences with insurance companies to better serve you, to assist in meeting your current product and services needs, and to handle your claims. We maintain physical, electronic, and procedural safeguards that comply with federal and state standards to safeguard the privacy of your personal information.
We do not disclose any personal information about our customers or former customers to anyone, except as permitted by law. We may share information about our transactions and experiences with insurance companies to better serve you, to assist in meeting your current product and services needs, and to handle your claims. We maintain physical, electronic, and procedural safeguards that comply with federal and state standards to safeguard the privacy of your personal information.